The first step is to find an inspiring reference photo. I prefer to use digital pictures because I can resize and crop before printing so they are in proportion to my watercolor paper. I also often print detailed portions of the scene (e.g., the house and lupine) so that I can see the details clearly. Having my laptop nearby also helps see details in more vivid color than in print materials.

It's important to decide right up front which elements should stay and which should go. Think about this before you begin drawing. The lupine in this photo isn't at its best, so I will enhance it with fresh blooms. I'll also add sailboats to the horizon to add depth and interest to the left side of the painting. The house will look better with an open summer porch, allowing the sea breeze to flow through, so I'll modify that as well.

I use blue painter's tape to affix the paper to an art board. As this will be a full-sheet painting, I'll use 300 lb Arches cold-press paper with a 24x36" plexiglass support. Some artists don't tape their paper, but my paper invariably buckles under the stress of my glazing technique.

I carefully drew the picture directly on the paper using a mechanical pencil/eraser. This is probably my least favorite part of the process because it is so time consuming and boring, but it is well-worth it. I took care to arrange the flowers into varying heights and angles for a more natural effect.

I applied several very fine glazes of Permanent Rose, Permanent Violet, Winsor Red, and French Ultramarine Blue to the lupine petals. Next, I painted the leaves with a few thin glazes of Compose Green and New Gamboge Yellow.

Once this was completely dry, I applied a generous coat of masking fluid over the petals and leaves to preserve the original colors when I paint the water. Preserving the whites around the petals will make them seem more translucent and lifelike.

I also added masking fluid to the sailboats in the distance, white edges of the house, the flag, and the steps leading to the beach.

I applied a mixture of Cobalt, Cerulean, and French Ultramarine with a wet in wet technique for the sky area. Working quickly, I used a damp paper towel to remove some of the paint to make cloud formations. It's important not to go back into the wet paint with additional color until it has dried or you will risk blossoms. (These look interesting with foliage, but never in the sky!)

I applied the same color mixture to the water area. Watercolor always dries much lighter than it looks when wet, so plan on a number of layers in the water (letting the paper dry in between). You'll notice that because I masked out the lupine petals and leaves, I was able to freely paint over them.

I added lots of dark color to the lupine leaves, mainly Sap Green, Compose Green, and French Ultramarine. The dark color will later give the illusion of depth when I remove the masking fluid later. Salt applied to the wet paper added an interesting bit of contrast.

I next approached the trees, using Sap Green, Compose Green, Yellow Ochre, New Gamboge Yellow, Burnt Sienna, and French Ultramarine. Keeping lots of white paper in between branches made the trees seem airier, as the sun highlights the branches.

Once the pines were dry, I painted the smaller trees behind the gazebo. I applied the first wash of Raw Umber and Compose Green on the grassy areas.

I removed the masking fluid from the lupine leaves and part of the petals (well below the water line) because I couldn't stand the suspense. Also, seeing the real colors enabled me to determine how much I should darken the water. This took several layers to get just the right shade of blue so that it worked with the lupine rather than against it.

Once the water was dry, I used a small bristle brush to scrub highlights into the water. Horizontal highlights will create depth and energize the water, causing the water to "flow" toward the shore, well behind the vertical lupine.

I touched up the sky, using the same bristle brush to scrub softness into some of the clouds. I also added more Cobalt to deepen the blue around the clouds. (I highly recommend doing any sky work in natural daylight because it will always be more realistic.)

I painted the flag, gazebo, and chimney to give some definition to the house. I also lightly touched up the steps leading down to the shore, but kept details to a minimum so as not to distract from the rest of the picture. (It's a good idea to leave details for the viewer to discover as they inspect the final, framed painting. This may be a squirrel, bird, blowing window curtain, or some other unexpected detail that quietly adds life to the scene.)

I painted the details of the house, which really made the painting come to life. I used the striking contrast between the crisp white house, black roof, and red gazebo to create the focal point of the painting.

I darkened the land in the distance with Payne's Gray and Raw Umber for greater contrast with the sailboats just in front. Once this dried, I removed the masking fluid to reveal the crisp white sails.

I added subtle details to the rocks and the beach, once again using Payne's Gray and Raw Umber (salting generously for texture). I chose not to be particularly precise in these areas because I wanted the viewer's eye to move from the top of the lupine to the gazebo and house. Adding too many overt details in between would be too distracting.

I finished by adding a blend of Payne's Gray and French Ultramarine to define the ripples in the water.